Privacy Policy

This privacy policy has been documented to provide better service to those who are concerned with how their personal information is being put to use online. It is called PII, Personally Identifiable Information. PII in Privacy Law and Information Security of the United States, for instance, is information that can be used to identify, contact or locate an individual. When you read our privacy policy, you will understand how we collect, use, protect or handle your Personally Identifiable Information in accord with our website.

What personal information do we collect from the people that visit our website?
Upon registering on our website, you may be asked to enter your Location, Device type or other details that will help you with your experience.

We collect information from you when you use Google location services or enter information on our website.

How do we Use your Information?
We may use the information we collect from you register, make an order or purchase, sign up for our programmes or referrals, browse the site or use other specific features in the following ways:

To improve our website in order to serve you better.
To allow us to better service you in responding to your customer service requests.

How do we Protect visitor Information?
We scan our website on a regular basis for the purpose of security loopholes and for cases of vulnerabilities in order to make it safe and secure for your visit. To do this, we do malware scanning as often as possible.

We provide articles and information and also a referral system which allows you to invest and earn money. To make this work, we ask for email addresses and make use of credit/debit cards to make transactions feasible.

Do we Use Cookies?
We use cookies. Cookies are small files that a site or its service provider transfers to your computer's hard drive through your web browser that enables the website's or service provider's systems to recognize your browser and capture/recognise specific information. For instance, we use cookies to help us remember and process the items in your cart. We also use cookies to understand your preferences based on visits to previous site. We also use cookies to assist us compile data about site traffic and site interaction so that we can offer better site knowledge from observation and tools in the future.

We use cookies to keep track of adverts and compile aggregate records/data about traffic to the site and site interactions in order to provide enhanced site experience and tools during subsequent visit. In addition, we also use trusted third party services that track this information/data at our behest.

If you like, I can programme your computer to signal a warning to you each time a cookie is being sent. Preferably, you might choose to turn off all cookies. You can turn off cookies through your browser settings, e.g. (Google Chrome). There is a slight difference between one browser and another. You are advised to look at your browser's Help Menu in order to learn the correct way to adjust your cookies.

If you choose to disable cookies, some features will be disabled but it won't affect the user's experience that makes your site experience more efficient. As it is with most lines of services, some of our services may not function properly. Nevertheless, you can still do what you want to do on the site.

THIRD PARTY DISCLOSURE
We do not sell, trade or otherwise transfer to outside parties your personally identifiable information unless we provide you with advance notice. The third party policy does not involve website hosting partners and other parties who assist us in operating our website efficiently, conducting our business or servicing you, so long as those parties agree to keep this information confidential. In some cases, we may release your information when we believe that release is appropriate to comply with or protect ours or others' rights, property or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising or other uses.

Occasionally, at our own discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. Hence, we bear no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about the sites.

DO WE USE GOOGLE ADSENSE ADVERTISING ON OUR WEBSITE?
Google, as a third party vendor, uses cookies to serve ads on our site. Google's use of the DART cookie enables it to serve ads to our users based on their visit to our site and others sites on the internet. Users may even opt out of the DART cookie by visiting the Google ad and content network privacy policy.

We remarket with Google AdSense and implemented the use of Google Display Network Impression Reporting.

We have also implemented the use of Demographics and Interests Reporting. We along with third-party vendors, such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions, and other ad service functions as they relate to our website.

You can opt out by setting preferences for how Google advertises to you using the Google Ad Settings page. You can opt out by visiting the Network Advertising initiative, opt out page or permanently using the Google Analytics Opt Out Browser add on.

California Online Privacy Protection ACT
CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law's reach stretches well beyond California to require a person or company in the United States (and conceivably the world) that operates websites collecting personally identifiable information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals with whom it is being shared, and to comply with this policy.

According to LalOPPA, we agree to the following terms of reference:
Users can visit our site anonymously. Once this privacy policy is created, we will add a link to it on our home page, or as a minimum on the first significant page after entering our website. Our privacy policy link includes the word 'privacy' and can be easily found on the page specified above.

Does our site allow third party behavioral tracking?
It's also important to note that we do not allow third party behavioral tracking

COPPA (Children Online Privacy Protection Act)

When it comes to the collection of personal information from children under 13, the Children's Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the nation's consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children's privacy and safety online.

We do not specifically market to individuals under 18.

Fair Information Practices
The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.

In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:

We will notify the users via email wiithin 7 business days.
We will notify the users via in site notification within 7 business days.
We also agree to the individual redress principle, which requires that individuals have a right to pursue legally enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or a government agency to investigate and/or prosecute non-compliance by data processors.

CAN SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.

We collect your email address in order to:

To be in accordance with CANSPAM we agree to the following:

If at any time you would like to unsubscribe from receiving future emails, you can email us at [email protected] and we will promptly remove you and we will promptly remove you from ALL correspondence.

Contacting Us
If there are any questions regarding this privacy policy you may contact us using the information above.

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